Category: qqpdrkqa

FCMB Group Plc ( 2007 Prospectus

first_imgFCMB Group Plc ( listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2007 prospectus For more information about FCMB Group Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the FCMB Group Plc ( company page on AfricanFinancials.Document: FCMB Group Plc (  2007 prospectus Company ProfileFCMB Group Plc is a financial services institution offering products and services for the commercial, corporate and institutional sectors in Nigeria and Europe. The company’s core portfolio is focused on investment banking, asset management, commercial banking, corporate banking, personal banking, institutional banking and treasury and financial markets. The company also offers services for stockbroking, trusteeships, micro-lending and asset and cash management. FCMB Group Plc was founded in 1977 and its head office is in Lagos, Nigeria. FCMB Group Plc is listed on the Nigerian Stock Exchangelast_img read more

Aviva Premiership coming to the boil

first_img Green day: Vereniki Goneva makes a break during Leicester’s 19-19 draw with Northampton in October There are big matches at the top and bottom of the Aviva Premiership this weekend, with Northampton Saints hosting Leicester Tigers and Worcester Warriors travelling to Newcastle Falcons… TAGS: Highlight As Worcester’s boss writes in his Guardian column today, Newcastle are a couple of seasons in front of the Warriors with regards to building something sustainable. A term in the Championship instilled steel. Former Saracens Noah Cato and Andy Saull have added class. George McGuigan, Scott Wilson and Joel Hodgson – all 21 and under – are bright prospects.It will probably be ugly. It will certainly be tense. But should Newcastle repeat the last result between this basement duo – a turgid 16-11 win – they will send Worcester down. England’s domestic season has already been one of intrigue. Bath and Sale, a couple of resurgent sides playing with freedom, are epitomising as much. However, the Aviva Premiership is often too polite to explode into life until after the Six Nations is finished. This weekend, sparks are sure to fly and the last pair of games promise to be utterly absorbing…East Midlands arm wrestle at the summit“Bath have been brilliant all year and they’re third. We’ve been crap all year and we’re fourth.” Richard Cockerill is a master wind-up merchant, and those words – uttered on 2 March after his side had put 40 points on Newcastle – stirred the Premiership pot.Acknowledging how his charges have stuttered without fully finding fluidity, Leicester’s head honcho also highlighted the ingrained grit that has somehow ground out wins. On Saturday afternoon, Leicester are entertained by Northampton – their nearest, dearest enemies. As the title race enters its final straight, Tigers are keen to pressurise Saints into relinquishing their home semi-final berth.Hi George: Saints wing North tries to get past Leicester’s Julian SalviProwling ten points adrift of second with five games left, Cockerill & Co head down the M1 in buoyant mood. Though Lions Dan Cole, Geoff Parling and Tom Croft won’t feature, the injury toll has eased. Manu Tuilagi is back in the fold and last weekend at Welford Road, Leicester managed their most complete performance of the season against Exeter. Ed Slater led magnificently, Owen Williams marshalled from fly-half and Niki Goneva maintained some defence-lacerating form.This is the first of four matches that will define Leicester’s year. Next up is a Heineken Cup quarter-final in Clermont before league fixtures against Wasps and Harlequins. From nowhere, they seem nicely placed to take on an excruciatingly tough schedule.Deep down, Jim Mallinder might be less optimistic about a pivotal derby day. His international big guns – awesome Courtney Lawes included – looked weary during last week’s loss at Sale. He knows Tigers always clunk into gear at the business end of the season. It was almost precisely 12 months ago that Saints were humiliated 36-8 at Franklin’s Gardens by their East Midlands adversaries.Northampton won’t relinquish the hard work of the past seven months easily. As Mallinder has suggested, the reverse to Sale will have helped George North and Luther Burrell re-familiarise themselves with patterns and personnel. Plus they can’t be that bad twice.Tom Wood and Dylan Hartley (if he does not run into any referee trouble) are phenomenal leaders who do not tolerate sub-standard showings. Remember Saints’ response to being thrashed by Leinster in December? The illustrious Dubliners were bullied a week later. A similar backlash is well within them. This rerun of the 2013 final – which wasn’t exactly short on drama – won’t disappoint. Plenty to ponder: Dean Ryan’s Worcester side have lost all 17 of their Premiership games this seasonBasement battle with added spiteDean Richards and Dean Ryan are two uncompromising men with uncompromising opinions on an inevitable collision course – destination: Kingston Park. A gut-wrenching last-minute reverse to Wasps at Sixways means Sunday’s trip to the North-east is a stark matter of do or down for Worcester. Even success probably won’t save them. Over a year has now passed since their last league win and 17 consecutive losses this term is a bleak return.Having tasted victory three times, Newcastle aren’t much better off. However, hurling caution out of the window in the final stages against Gloucester salvaged a pair of precious bonus points, sending them 12 points clear of the bottom. The scenario alone – essentially an old-fashioned relegation dogfight – is mouth-watering. But there are also some spiky off-field shenanigans to factor in.During a Falcons’ fans forum last week, Richards riled an impressive amount people. He claimed that Gloucester had sounded him out about replacing Nigel Davies and suggested other clubs fiddle the salary cap. Then his attention turned to Worcester. Samoan wing David Lemi copped some flak for being too old – days before he put in a sparkling shift – and Ryan’s side were ridiculed for lacking culture or any sort of long-term vision.Little and large: David Lemi gets to grips with Dom BarrowThe barb about culture certainly seemed misguided as Worcester courageously repelled wave after wave of attacks on Friday. Warriors have at times been drastically lacking in accuracy – their lineout was shocking against Wasps – but grit has rarely gone missing. Can they rouse themselves to ransack Newcastle?Chris Pennell, an elusive, electric runner, has had a sensational season from full-back on an individual level. It would be no exaggeration to say he is capable of sparking a triumph on his own. Off the pitch, his recently signed three-year contract implies many are buying into Ryan’s future for the club. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALSlast_img read more

Bishop of Asante Mampong Cyril Kobina Ben-Smith will become archbishop…

first_img Associate Rector for Family Ministries Anchorage, AK An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Family Ministry Coordinator Baton Rouge, LA Rector Collierville, TN Rector/Priest in Charge (PT) Lisbon, ME Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Youth Minister Lorton, VA Rector Pittsburgh, PA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Belleville, IL Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Bishop Diocesan Springfield, IL Rector Washington, DC Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector and Chaplain Eugene, OR Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Posted Jan 21, 2021 Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Africa, Associate Rector Columbus, GA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Submit a Press Release Rector Hopkinsville, KY Assistant/Associate Rector Washington, DC The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Press Release Service Submit an Event Listing Missioner for Disaster Resilience Sacramento, CA Anglican Communion center_img Rector Martinsville, VA Rector Tampa, FL Tags Priest-in-Charge Lebanon, OH Rector Shreveport, LA The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Featured Events Canon for Family Ministry Jackson, MS Assistant/Associate Priest Scottsdale, AZ Rector Smithfield, NC Director of Music Morristown, NJ New Berrigan Book With Episcopal Roots Cascade Books Rector (FT or PT) Indian River, MI This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Submit a Job Listing Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Albany, NY Featured Jobs & Calls Assistant/Associate Rector Morristown, NJ Rector Knoxville, TN Associate Priest for Pastoral Care New York, NY Cathedral Dean Boise, ID Director of Administration & Finance Atlanta, GA Rector Bath, NC [Anglican Communion News Service] Bishop of Asante Mampong Cyril Kobina Ben-Smith will become the next archbishop of the internal Province of Ghana in the Church of the Province of West Africa (CPWA). Ben-Smith will succeed Archbishop Daniel Yinkah Sarfo, who retires on Feb. 12. The CPWA has two internal provinces: Ghana and West Africa. The primate alternates between the two.The archbishop-elect was elected at a special synod held at the Cathedral Church of Saint Cyprian in Kumari, Ghana, on Jan. 15 with 18 votes. Bishop of Accra Daniel Torto received 15 votes.Read the entire article here. Course Director Jerusalem, Israel In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Bishop of Asante Mampong Cyril Kobina Ben-Smith will become archbishop of Ghana Priest Associate or Director of Adult Ministries Greenville, SC Curate Diocese of Nebraskalast_img read more

District reduces tax rate for sixth year, funds major projects in…

first_img Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Share on Facebook Tweet on Twitter LEAVE A REPLY Cancel reply Please enter your name here The Anatomy of Fear You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment. Please enter your comment! Support conservation and fish with NEW Florida specialty license plate TAGSSt. Johns River Water Management District Previous articleApopka Chamber announces its business awards for 2018Next articlePersonality tests with deep-sounding questions provide shallow answers about the ‘true’ you Denise Connell RELATED ARTICLESMORE FROM AUTHOR From the St. John’s River Water Management District The St. Johns River Water Management District’s Governing Board on Tuesday adopted its fiscal year 2018-2019 budget, which reduces the millage rate for taxpayers for a sixth consecutive year. The $142.5 million budget continues to provide significant funds for water resource protection and cost-share projects to ensure sustainable water resources, increase water conservation and protect water quality in springs and other priority water bodies.The tentative 0.2562 millage rate would result in nearly $87 million in revenue toward a total $142.5 million budget for the fiscal year 2018‒2019, which begins Oct. 1, 2018. The budget is also funded through state, federal and other district sources (including timber sales, cattle leases, interest earnings, and permit fees).The millage rate adopted by the board is approximately 6 percent less than the current year’s tax rate.Under a 0.2562 millage rate — 25.62 cents for every $1,000 of assessed property value — the owner of a $200,000 house with a $50,000 homestead exemption would pay $38.43 in the coming year in property taxes to the district.The budget will fund the district’s major programs, including water supply planning, priority water body, and springs restoration, and continued cost-share partnerships.Budget highlights include:More than $54.92 million in cooperative funding, with up to $3.5 million specifically to support water projects in economically disadvantaged rural communities and for innovative technologies, as well as springs and priority water body protection and restoration, water conservation initiatives with public water suppliers, and projects to enhance the reuse of reclaimed water.$3.93 million in state funds for Lake Apopka projects, including enhancements to the marsh flow-way system.$3 million in legislative funds for the Doctors Lake Nutrient Reduction Projects.$8.13 million in legislative funds for the Black Creek Water Resource Development Project to provide aquifer recharge in northeast Florida.The final budget will be available online after Oct. 5, 2018, on the District’s website, the St. Johns River Water Management DistrictSt. Johns River Water Management District staff are committed to ensuring the sustainable use and protection of water resources for the benefit of the people of the district and the state of Florida. The St. Johns River Water Management District is one of five districts in Florida managing groundwater and surface water supplies in the state. The district encompasses all or part of 18 northeast and east-central Florida counties. District headquarters are in Palatka, and staff also are available to serve the public at service centers in Maitland, Jacksonville, and Palm Bay.last_img read more

Volunteer raises £25,000 over 10 years of gala dinners

first_img Jim Leeming’s gala dinner for Research into Ageing this week will be his last after 10 years of organising the event.Jim Leeming is County Director of the Greater Manchester Support Group and the annual gala dinners have raised over £25,000 for Research into Ageing, a special trust within Help the Aged that was founded in 1978. He will be stepping down from the post after tomorrow’s event.The speaker at this week’s dinner will be Dr Martin Stephen from Manchester Grammar School (MGS) who will speak on ‘Dare to be Wise – The Manchester Grammar School and the Battle for Standards’. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Community fundraising Events Research / statistics Volunteering  77 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Howard Lake | 14 October 2003 | News Volunteer raises £25,000 over 10 years of gala dinnerslast_img read more

The Charitable Incorporated Organisation

first_imgThe Charitable Incorporated Organisation  14 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Howard Lake | 20 January 2008 | Newslast_img read more

Good weather set to continue in Donegal for rest of the week

first_img By News Highland – August 8, 2012 Good weather set to continue in Donegal for rest of the week Google+ Guidelines for reopening of hospitality sector published Calls for maternity restrictions to be lifted at LUH Donegal looks set to be bathed in wall-to-wall sunshine for the rest of this week, sending temperatures soaring.Forecasts for the next few days are for bright, sunny skies with barely a cloud in sight.And temperatures are set to reach the mid 20’s on Friday.But sun-lovers should make the most of the warm weather while they can – next week it is likely to be much cooler and cloudier.Forecaster with Met Eireann, David Rodgers, said the good weather will continue for the rest of this week….[podcast][/podcast] RELATED ARTICLESMORE FROM AUTHOR Twitter WhatsApp Need for issues with Mica redress scheme to be addressed raised in Seanad also LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Twittercenter_img WhatsApp Previous articleMichaela McAreavey key witness questioned on return to MauritiusNext articleDonegal IFA:Grant reforms could see a 60% drop in those going on to 3rd level News Highland Almost 10,000 appointments cancelled in Saolta Hospital Group this week Facebook Facebook Pinterest Google+ News Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Pinterestlast_img read more

Mobile Internet To Remain At 2G Speed In Jammu and Kashmir Till Nov 26 Except In Two Districts

first_imgNews UpdatesMobile Internet To Remain At 2G Speed In Jammu and Kashmir Till Nov 26 Except In Two Districts LIVELAW NEWS NETWORK12 Nov 2020 10:03 PMShare This – xThe Home Department of the Government of Jammu and Kashmir has passed another Order, extending the restrictions on internet speed in the Union Territory of Jammu and Kashmir till November 26, 2020. Except two districts, Ganderbal and Udhampur, the residents of UT will have access to only 2G mobile internet services. As per the order issued on Thursday, the ban is necessary…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Home Department of the Government of Jammu and Kashmir has passed another Order, extending the restrictions on internet speed in the Union Territory of Jammu and Kashmir till November 26, 2020. Except two districts, Ganderbal and Udhampur, the residents of UT will have access to only 2G mobile internet services. As per the order issued on Thursday, the ban is necessary to prevent terrorist and separatist elements from disrupting the elections for District Development Council Constituencies, Panchayati Raj Institutions (PRIs) and Urban Local Bodies (ULBs).Ban on 3G & 4G Services in Jammu and Kashmir extended toll 26 November— Live Law (@LiveLawIndia) November 12, 2020 “During the last fortnight, there have also been targeted killing of the civilians/political activists, that manifest the nefarious design of the terrorists to dissuade general public from participating in the election process. Such unlawful acts heavily rely upon high speed mobile internet connectivity and are required to be thwarted by taking appropriate pre-emptive measures,” the order states. In view thereof, the Government has directed thus: The high-speed mobile data services in the districts of Ganderbal and Udhampur shall continue to be made available, while in rest of the districts, the internet speed be restricted to 2G only.While the post-paid sim card holders shall continue to be provided access to the internet, these services shall not be made available on pre-paid cards unless verified as per the norms applicable for post-paid connections.Internet connectivity, without any speed related restrictions, shall continue to be made available with Mac-binding. Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

A ground-based radar backscatter investigation in the percolation zone of the Greenland ice sheet

first_imgSatellite radar altimeters and scatterometers deployed over ice sheets experience backscatter from the surface and from within the snowpack, termed surface and volume backscatter respectively. In order to assess the errors in satellite altimeter measurements it is vital to know where the return is originating from in the snowpack. This return can vary spatially and temporally. Seasonal variations in the volume backscatter can be a major complicating factor in the radar return from the percolation zone. Ground-based step-frequency radar was deployed in the percolation zone of the Greenland Ice Sheet at 1945 m elevation (69 51N, 47 15W). Previous measurements in this area made by scientists from the Byrd Polar Research Centre and the University of Kansas, undertaken prior to summer melt events, have shown the strongest backscatter from ice features at around 1 m depth buried beneath the previous end-of-summer surface. In autumn 2004, radar measurements in the Ku band with bandwidths of 1 and 8 GHz were made alongside detailed stratigraphic observations within a 1 km2 site. The radar results revealed no continuous reflecting horizons in the upper 3.5 m of the firn. Shallow cores and snowpits also indicated that there were no spatially continuous stratigraphic horizons across the study site. An average electromagnetic wave velocity of 2.11 ± 0.05 × 108 m s− 1 was determined for the upper metre of the firn. Surface and volume backscatter at vertical incidence were calculated using a standard model. The contribution of the surface backscatter to the total backscatter was on average 6 dB higher than that of the volume backscatter. However, at the higher 8 GHz bandwidth the strongest return frequently originated not from the surface but from within the upper 30 cm of the snowpack, most probably from thin ice layers. At 1 GHz bandwidth these ice layers were not always resolved; their return merged with the surface return, causing it to broaden, with the peak and leading edge moving down. Modelling using density and thickness measurements from shallow cores and snowpits showed that the backscatter from these shallow, thin ice layers could be stronger than the surface return owing to constructive interference from the top and base of the layerslast_img read more

HouseSimple’s move to offer its service for free is a ‘massive mistake’

first_imgA former hybrid agency CEO has questioned the decision by HouseSimple to start offering its service to vendors for free in the hope of gaining revenue from selling them third party financial, legal and insurance services.Russell Quirk of Properganda says his experience at eMoov suggests HouseSimple will only monetise at best 20% of their free listings, and claims the company’s new model ‘smacks of desperation’.“HouseSimple were always the ones who were keen to perpetuate this  race to the bottom,” he says.“Going free like this demeans the industry by taking that race to the bottom to new lows.“If you are too cheap then you are perceived as not being a good enough service as far as the consumer is concerned, even if that may not be true.”Quirk (left) says going free in an attempt to grab market share and overtake Purplebricks and Yopa may be bold, but it’s a ‘massive mistake’.“Not only does it not resonate with the consumer, but it doesn’t make financial sense – HouseSimple have over 100 employees, are spending money on tech acquisition, and are likely to have a portal bill of £100,000 a month.”It has also been revealed that HouseSimple have been trying out their free model in the Granada TV region for several months to see if it works.“If anyone took this model to a venture capital firm now and said ‘we’re going to be free, we’re only going to monetise a fifth of our listings, take all the money from third parties and we’re going to be revenue free for six months, then  you would be laughed out of the room,” says Quirk.“It’s a misguided endeavour to do something different.”He also argues that when a vendor has ‘skin in the game’ by default they are more motivated, but when the service is free, only ‘bottom feeders’ and tyre kickers will be attracted.HouseSimple russell quirk emoov June 28, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Agencies & People » HouseSimple’s move to offer its service for free is a ‘massive mistake’ previous nextAgencies & PeopleHouseSimple’s move to offer its service for free is a ‘massive mistake’Hybrid agency’s bold move to ‘go free’ and instead upsell vendors mortgages and conveyancing services has been criticised by one of its former competitors.Nigel Lewis28th June 201901,227 Viewslast_img read more