Tag: 苏州桑拿

How Institutional Housing Investors Shaped Recovery

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles About Author: Seth Welborn After the housing crisis, institutional investors became one of the largest homebuyer segments. In a new study from the Urban Institue, researchers ask if these investors have raised or depressed surrounding home prices, and examined their impact on rents.According to Urban, housing prices started to recover around 2012, but homeownership rates continued to decline until 2016. According to Lauren Lambie-Hanson, an advisor and research fellow at the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute, this “housing recovery without homeowners” is partly caused by the increased market presence of institutional investors—corporate entities that invest in multiple properties, either for the purpose of flipping or renting.Rohan Ganduri, Assistant Professor of Finance at Emory University’s Goizueta Business School, and his coauthors found “institutional purchases of distressed properties have a positive spillover effect on neighboring home values.” Homes within a quarter-mile (roughly five blocks) of an institutionally purchased home sold at a value 1.4% higher than properties a quarter- to a half-mile farther.“The economic significance of this effect is that investors account for, or help explain, about 28% of the house price recovery,” Lambie-Hanson explained.Rents, meanwhile, seem to have been unaffected by institutional investors. Large institutional firms that offer single-family rentals have spent on average $21,000 in renovations after acquiring a home, said George Auerbach, a managing director and the head of research at Pretiu. Lambie-Hanson also noted that “there really isn’t any evidence in our research that institutional investors led to higher rents or greater eviction rates for our sample of counties tracked through the recovery.”“There’s been a large shift in how institutional investors buy homes today versus in 2009 through 2014—certainly much less distress, many fewer blind pools,” said Auerbach. “How will that impact pricing differently going forward than it did in the postcrisis period?” Investors Recovery 2020-03-10 Seth Welborn Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.  Print This Post How Institutional Housing Investors Shaped Recovery Share Save Previous: Disaster-Struck Areas Recovering From Delinquency Next: The Times, They Are a’ Changin’: AI in Mortgage Servicing Home / Daily Dose / How Institutional Housing Investors Shaped Recovery Servicers Navigate the Post-Pandemic World 2 days agocenter_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Investors Recovery Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago March 10, 2020 1,601 Views in Daily Dose, Featured, Investment, News Subscribelast_img read more

Career criminal slapped with 88-year prison sentence

first_imgDearborn County, In. — Career criminal, Jeffery Wayne Henderson, 43, has been sentenced to 88-years in prison for 17 counts of burglary in Dearborn County Court.A lengthy investigation by multiple agencies in the fall of 2017 revealed Henderson and his mother, Bonnie, were committing a string of daytime burglaries. led to the arrest of Henderson and his mother, Bonnie. The burglaries were reported in the Manchester Township area of Dearborn County.The judge cited Henderson’s 19 previous felony convictions during sentencing.last_img read more

Men’s hockey earns 3 big points

first_imgJAKE NAUGHTON/Herald photoNobody needed to tell the Wisconsin men?s hockey team how big their rivalry with Minnesota is. And after winning 3-1 Friday and tying 2-2 Saturday, nobody needed to tell them how crucial a three-point weekend was either.With the win and tie, the No. 16 Badgers are now unbeaten in their last five contests and moved into a tie for fourth with No. 19 Minnesota-Duluth in the WCHA standings.?I think in the big picture, getting three out of four points ? that?s been our task this second half is to get points, as many as we can every weekend,? UW head coach Mike Eaves said.Earning a point Saturday night did not come easy for the Badgers, as they had to come back from two goals down. Eaves? squad got off to a slow start when Minnesota?s first goal of the game came six minutes into the contest after two costly Wisconsin penalties.Freshman Sean Dolan was given a two-minute minor for holding, and just 25 seconds later defenseman Kyle Klubertanz was called for cross checking, giving the Gophers an extended five-on-three. Minnesota only needed 14 seconds of the two-man advantage to capitalize, as Ben Gordon beat UW goaltender Shane Connelly five-hole to give Minnesota an early 1-0 lead.Later in the first, Mike Carman made it a two-goal game after taking a pass from Ryan Flynn and faking out Connelly.Down 2-0 after the first period and still feeling the effects of a long road trip to Alaska the previous weekend, the Badgers seemed to be skating with tired legs. But a power play goal from freshman Patrick Johnson revitalized UW midway through the second.Johnson took a pass from linemate Podge Turnbull and fired from the right faceoff circle. Johnson?s one-timer beat Minnesota goalie Alex Kangas and lit a spark in the Wisconsin offense.The Badgers were still down, but hardly out.With less than eight minutes to play in regulation, Johnson again got into the scoring mix with an assist on a deflection goal by Aaron Bendickson. Johnson fired a shot on net, and Bendickson got a stick on the puck to redirect it past Kangas.?It was just a great play by Patty to get the puck to the net so quick,? Bendickson said. ?I was just in the right place at the right time.?A five-minute overtime period wasn?t enough to break the tie, as the game ended 2-2. Ben Street gave Wisconsin its best look in the extra frame, but his point-blank shot was deflected off a Minnesota stick.The Badgers jumped out to a much quicker start in Friday?s game, as they built a 2-0 lead midway through the first period.Defenseman Ryan McDonagh opened up the scoring for Wisconsin 12 minutes into the game. After collecting a pass at the top of the zone from fellow freshman Kyle Turris, McDonagh faked the shot to lose the Minnesota defender and fired the puck past Kangas to give UW a 1-0 lead.?You just visualize and dream about those kind of goals, especially playing against a big-time team like that,? McDonagh said.With perhaps his most memorable goal of the season ? a goal that made the SportsCenter Top 10 Friday night ? Turris gave the Badgers a 2-0 advantage halfway through the second period. Turris took a pass at mid-ice from defenseman Cody Goloubef, who was behind the UW net. With Minnesota?s Cade Fairchild draped on his back, Turris broke toward the net with the puck. After using his body to protect the puck from Fairchild, Turris faked right, pulled the puck back and beat Kangas on the left side of the net.?I tried to cut him off and avoid him from getting a stick on the puck,? Turris said. ?I kinda got lucky the goalie went to poke check and kind of left that side open.?With the clock winding down at the end of the second period, Minnesota finally got on the board with an unassisted goal from Blake Wheeler. Facing away from the net, Wheeler fired a backhand shot at the net through traffic. Connelly reached back to pull the puck out but was unable to do so before it crossed the goal line.The goal halted Wisconsin?s momentum that had been building all night and sent them into the locker room with just a one-goal lead.?It was a good thing the second period ended when it did,? forward Ben Street said. ?We were kind of finding some tough times.?It would be Street?s goal in the third that would seal the win for UW. Michael Davies fired a pass from behind the net to a wide-open Street, who found the left side of the net after Kangas was caught out of position.?I?ve got to give all the credit to Mike Davies on that,? Street said of his goal. ?I just was waiting and hoping that he could make that saucer pass over the back of the net. It was perfect.?Wisconsin will now have a chance to separate itself from Minnesota-Duluth when the Bulldogs come to town this weekend for a series at the Kohl Center.last_img read more

The ‘Lock-In’ Concept and Passivhaus Construction

first_imgMatthew O’Malia is an architect and principal at GO Logic in Belfast, Maine. Higher renovation standards yield increased energy savingsOf the many inspiring, interesting, and in some cases very geeky perspectives that we were exposed to, there is one that has really stuck in my mind that needs to be better understood in order for anyone — be they policy makers, lenders, or homeowners — to make sound decisions regarding investment in reduced building energy consumption. Dr. Diana Ãœrge-Vorsatz, director of the Center for Climate Change and Sustainable Energy Policies at Central European University, presented this new perspective using the catchphrase “lock in.” RELATED ARTICLES A Passivhaus Conference in GermanyEnerPHit — The Passive House Approach to Deep RetrofitNew Passive Building Standards for North AmericaDeep Energy Retrofits Are Often Misguided When you look at the long-term impact of different levels of energy-efficiency in buildings across a 50-year span, taking an incremental approach to renovations — achieving, say, a 40% improvement in building performance — is actually a very poor strategy, Dr. Ãœrge-Vorsatz explained, as compared to waiting several years until a proper Passivhaus-level building shell can be implemented. How could that be?Well, across a 50-year period, on a macro scale, a moderate, LEED-Gold-level energy retrofit will hold the greenhouse gas emissions from building energy use to only a 46% increase from today’s levels of CO2 in the atmosphere. This is not such a bad result. Consider what would happen if we do nothing to improve energy efficiency by the time the global population is 9 billion people. Building energy use will increase by 110%, with CO2 emissions increasing by 68%. Draw your own conclusions about what will happen next.Meanwhile, a Passivhaus-level renovation approach will actually reduce energy use of buildings from today by 34%. That means the difference between doing a Passivhaus renovation over standard, incremental improvements is actually an 80% difference in CO2 levels over 50 years! The graph at the top of the page illustrates this concept.center_img Window replacement jobs are infrequentIn Dr. Ãœrge-Vorsatz’s words, the “lock in” effect is acknowledging that most buildings that undergo a moderately efficient renovation are not likely to be renovated again for another 50 years, given the financial strain on owners to recover the original renovation investment cost. In other words, you will not re-replace the windows in 10 years, even if you understand window specifications better then than you do now. Your replacement windows have “locked in” a moderate level of efficiency for the long term, and that decision will result in 80% more CO2 emissions than a Passivhaus renovation would have.Conventional wisdom is that incrementally increasing the performance of buildings is the best approach. That concept needs to be revisited. “Locking in” with moderate improvements in energy performance has a massive negative outcome over the life of a building renovation — which is the margin we require at this stage to combat global warming. So if Passivhaus-level efficiency appears out of reach when building new or renovating — given that the policy, products, and financing required to make it happen are not yet in place — it is worth considering waiting a few years until they are available, for your own financial interest and for the health of the planet.For more information on the “lock-in” concept, please visit the Global Buildings Performance Network. Alan Gibson (my GO Logic colleague) and I just returned from the 18th annual International Passive House Conference in Aachen, Germany. This incredible three-day conference featured some of the superstars in the Passivhaus community as well as influential European policy makers, including Dr. Wolfgang Feist, founder of the Passivhaus Institut.We witnessed a watershed moment in the adoption of the Passivhaus standard in European policy, and saw solid evidence of widescale, successful implementation of all types of Passivhaus projects across the globe. And I am happy to report that North America was well-represented. Our GO Logic presentation was one of several demonstrating Passivhaus market viability in North America.last_img read more

Perpetual snaps skid with gutsy OT win over Letran

first_imgDon’t miss out on the latest news and information. Alora determined to finally beat Cambodian rival if they meet in AIMAG LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary MOST READ E.T. returns to earth, reunites with grown-up Elliott in new ad  Read Next SEA Games in Calabarzon safe, secure – Solcom chief The lanky forward drilled two crucial jumpers over Rey Nambatac to push his side from a 77-all deadlock to an 82-77 advantage with 3:01 left in OT, and stifled the Knights’ late rally as he blocked Nambatac in the final minute before AJ Coronel put the game out of reach with his freebies.Dagangon finished with 21 markers, five boards, three assists, and two blocks in the win.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutGJ Ylagan chimed in 18 points and three rebounds, while Coronel added 10 markers, four boards, three dimes, and three steals.“We play with no pressure. We’re free-wheeling, no one’s hesitant, especially on offense. We had some lapses, but at least, we survived it in the overtime period,” said Gican, as the Altas improved to 4-6. Trump talks impeachment while meeting NCAA athletes PLAY LIST 01:07Trump talks impeachment while meeting NCAA athletes00:50Trending Articles03:32NCAA Season 93 Preview: Perpetual Help Altas01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games LETRAN 82 – Calvo 21, Quinto 15, Nambatac 15, Vacaro 9, Balanza 8, Taladua 7, Bernabe 3, Mandreza 2, Gedaria 2, Pamulaklakin 0, Balagasay 0, De Villa 0, Caralipio 0, Pascual 0.Quarters: 18-12, 32-33, 57-52, 75-75, 88-82. It was a heartbreaking defeat for Letran, which had to fight back from a 75-72 deficit at the 14.2 second mark of regulation before Bong Quinto banged in the game-tying triple with 4.4 seconds to spare to tie the game at 75.JP Calvo paced the Knights with 21 points, seven rebounds, two assists, and two steals, while Quinto got 15 markers, six boards, and two dimes before fouling out at the 1:43 mark of the extra period.Nambatac also got 15 points, 12 rebounds, and two assists in the defeat, which sent Letran down to 5-5.The Scores:PERPETUAL 88 – Eze 21, Dagangon 21, Ylagan 18, Coronel 10, Pido 9, Cabiltes 4, Hao 3, Yuhico 2, Mangalino 0, Sadiwa 0, Clemente 0, Lucente 0, Tamayo 0.ADVERTISEMENTcenter_img Photo by Tristan Tamayo/INQUIRER.netFinally playing with a sense of urgency, Perpetual weathered a mighty challenge from Letran and came away with an 88-82 overtime victory Thursday in the NCAA Season 93 men’s basketball tournament at Filoil Flying V Centre in San Juan.MVP frontrunner Prince Eze showed his worth with 21 points and 19 rebounds, but it was Gab Dagangon who came up with the big shots in extra time to salvage the Altas.ADVERTISEMENT UPLB exempted from SEA Games class suspension Brace for potentially devastating typhoon approaching PH – NDRRMC For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. LOOK: Venues for 2019 SEA Games WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding Catriona Gray spends Thanksgiving by preparing meals for people with illnesses LATEST STORIES View commentslast_img read more


first_imgThe NSW Southern Suns Mens team has returned to Coffs Harbour this year as defending champions. After spoiling the stranglehold on the tournament by NSWCHS and QSST last year, the new team is hoping to be there for the finals on Saturday. The Suns region which extends from Wollongong in the north to the NSW-Victorian border in the south is significantly made up of players from just two of the regions affiliates. In fact, only four players in the side come from affiliates outside of Yass and Wagga.Off the field there is a hint of cross town rivalry but on the field everything comes together. Coach Phil Jarrat says that the Wagga and Yass groups are purposely split for meals and accommodation but the rivalry is evident during their fines sessions.“We have a dob system and the Wagga boys will gang up on the Yass boys, backing each other up in whatever claims are made. But the Yass boys give it back too.” Mr Jarrat said.And to add to the rivalry was the decision of captaincy. But it could not be split between two players, Matt Finemore from Wagga and Steve Naughton of Yass, that’s right Steve Naughton not Scott. It has been requested that I point out that Steve has his own identity and is his own player. Mr Jarret said, “These two boys lead each group and act as a clear avenue for the players to openly talk with someone whom they feel comfortable with”.The benefits of having a large group of players who have played together for years and who combine together on the touch field is invaluable. “The Wagga boys and the Yass boys have been playing together since around under 14’s and they are the nucleus of the team,” said Mr Jarrat.The team of 14 also fields players’ from Goulburn, Mt St Thomas, Fairy Meadow and Kiama. After day one’s play the Suns team, which has four players form the championship winning team of last year, has had a draw against NSW Hunter Western Hornets and a win against Central Queensland. Mr Jarrat said, “As we are the defending champions every other team is out to beat us, we know this and are looking forward to the rest of the competition.”last_img read more

8 days agoSheffield Utd boss Wilder ‘not surprised’ by Henderson ‘world best’ claims

first_imgSheffield Utd boss Wilder ‘not surprised’ by Henderson ‘world best’ claimsby Paul Vegas8 days agoSend to a friendShare the loveSheffield United boss Chris Wilder has no problem with Dean Henderson’s outspoken ways.The on-loan Manchester United goalkeeper has claimed that he can become the world’s best.“He’s a confident boy, he backs himself to do well,” he said.“I’m not surprised he’s saying these words. If they came from someone else, I might have a different view, but knowing what the boy is about, I smile. I love it, I love his positivity.“I love his reaction as shown against Watford and the way he will work and work to be the best he can.“If he works as hard as he can, then you never know where that can take you.” TagsLoan MarketAbout the authorPaul VegasShare the loveHave your saylast_img read more

SCPA Reaches Record Volumes in 2018

first_imgzoomImage Courtesy: South Carolina Ports Authority The South Carolina Ports Authority reported 6.4 percent year-over-year container volume growth, with a record 2.3 million TEUs handled in 2018.The year marked the third consecutive calendar year of record TEU volume for SCPA. The Port moved 199,701 TEUs in December alone, a 9.2 percent increase over December 2017 and the strongest December in SCPA history.As measured by the total number of boxes handled, SCPA moved 114,018 pier containers in December and a record 1.3 million pier containers in 2018.“We are pleased to report our strongest December in history and record-breaking growth of our container business in calendar year 2018,” said SCPA president and CEO Jim Newsome.“January is already off to a strong start, and despite uncertainty in the trade industry we are optimistic that volumes will remain strong as we work to achieve our plans for 4.4 percent growth in fiscal 2019.”last_img read more