in Daily Dose, Featured, News, Secondary Market Fannie Mae Federal Housing Finance Agency FHFA FHFA Office of Inspector General Freddie Mac Risk Assessment 2016-01-07 Brian Honea The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago January 7, 2016 1,126 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Quintairos, Prieto, Wood & Boyer Expands in Last Quarter of 2015 Next: Consumer Sentiment Ends 2015 at an All-Time High Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Tagged with: Fannie Mae Federal Housing Finance Agency FHFA FHFA Office of Inspector General Freddie Mac Risk Assessment Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Watchdog Recommends FHFA Enhance Risk Assessment Audits for GSEs Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Print This Post About Author: Brian Honea Related Articles Home / Daily Dose / Watchdog Recommends FHFA Enhance Risk Assessment Audits for GSEs The Office of the Inspector General (OIG) for the Federal Housing Finance Agency (FHFA) has recommended that the agency enhance its risk assessment framework in an effort to limit variations in risk assessments for Fannie Mae and Freddie Mac, according to a report from the OIG released this week.FHFA and other financial regulators use a risk-based approach for examination activities to determine if the Enterprises are achieving their goal of providing a reliable source of liquidity and funding for the housing market and community investment, and risk assessments are critical to the success of such a risk-based approach. Risk assessments, which are revised regularly, provides the regulatory agency with a comprehensive view identifying primary risks to the examined entity as well as the causes of unfavorable trends and the entity’s strengths and vulnerabilities.The OIG conducted the examination of the FHFA’s supervisory activities to “assess whether FHFA’s requirements for its risk assessments of the Enterprises are sufficiently robust to produce risk assessments that achieve the purpose for which they are intended,” wrote Angela Choy, Assistant Inspector General for Evaluations, in the report.The report found that despite the fact that the Enterprises have “virtually identical federal charters, substantially comparable business models, and similar risk profiles,” significant variations in risk assessments exist between the GSEs. Even though the GSEs share the same type of risk and those risks lend themselves to standardized measures, the significant variations in risk assessments limits the ability to use those assessments as a tool to compare risks between the GSEs. Hence, the OIG made three recommendations to the FHFA to enhance the risk assessment framework for the GSEs:The OIG recommends that the FHFA adopt minimum requirements for risk assessments that facilitate comparable analyses for each Enterprise’s risk positions. The recommended requirements include common criteria for determining whether risk levels are high, medium, or low, year over year. In its response, FHFA stated that its Division of Enterprise Regulation (DER) agreed with the recommendation and will “amend its existing internal guidance on the performance of risk assessments to include key definitions of terms used in risk assessments and to specify measures for inclusion in risk assessments in the areas of credit, market, and operational risk” by May 25, 2016.The OIG recommend that the FHFA adopt standard requirements and the necessary documentation to support conclusions that will reduce the amount of variability in the DER’s risk assessments between the GSEs. In its response, FHFA said that by May 25, 2016, DER agreed with the recommendation would amend internal guidance on risk assessment performance to include “more specific guidance on the format for presentation of risk analysis and on supporting documentation needed for risk assessment conclusions.”The OIG directed that DER train its examiners in charge of semi-annual risk assessments to use the enhanced guidance consistent with the first two recommendations above. FHFA stated in the response that the DER agrees and will have provided such training by October 14, 2016.Click here to read the FHFA Office of Inspector General’s full report. Servicers Navigate the Post-Pandemic World 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Subscribe
However, the workers’ organization Croatia Airlines (ORCA) announced a strike.After the meeting held with the Prime Minister of the Republic of Croatia, Mr. Andrej Plenković, on July 06.07.2018, 20, an agreement was reached with the Prime Minister’s promise that the necessary conditions will be created soon, primarily the appointment of a new and competent Management Board. a collective agreement that is the foundation of all civilized western airlines, including Croatia Airlines.After that, the start of the strike was postponed, but as they point out from ORCA, unfortunately for them, the Prime Minister did not fulfill his side of the agreement and they were forced to announce the strike of the day again. 08.08.2018. starting at 6 p.m. morning. “We would like to emphasize once again that this was the last option for us, but after not even the last agreement resulted in any reaction from the owner’s representatives, unfortunately for all of us, we were forced to take this step.. ” conclude from ORCA.The reason for the strike is poor working conditions, too many working hours and low wages, especially in the context of competition and at the level of the profession in Europe.Croatia Airlines: ORCA union strike to cause losses of up to EUR 800.000 on each day of strikeThe CA management also reacted to the announced strike, and in the manner of the claim concept, warned that the loss for the company would amount to EUR 800.000 per day of the strike, that the strike would affect almost 7000 passengers only on the first announced day of the strike union demands, represented an increase in wage and benefit costs of more than 30 percent, or about $ 53 million annually.By the way, Croatia Airlines ended the first half of this year with the best financial result in the last four years. In the first six months of 2018, a total of 949.007 passengers were transported, which is 5 percent more than in the same period in 2017, with a achieved passenger occupancy factor (PLF) of 70,9 percent, which is an increase of 1,3 percentage points.In 2018, Croatia Airlines started flying to two new destinations, Mostar throughout the year and Dublin during the summer season, and new seasonal routes were introduced from Dubrovnik to Munich and from Split to Copenhagen. In addition to the new routes, this year’s summer flight schedule also increased the number of weekly flights on some existing routes. Croatia Airlines aircraft also fly to all eight new European destinations, ie on all seasonal routes introduced during 2016 and 2017 – from Zagreb to Stockholm, Oslo, Helsinki, Bucharest, Lisbon, Milan, Prague and St. Petersburg.During the summer flight schedule, Croatia Airlines today connects Croatia with 40 destinations in 23 European countries in regular international traffic, and in cooperation with partners from the Star Alliance and the whole world.
Danish shipping and logistics company DFDS has been awarded a contract by the UK government to provide additional ferry capacity in the North Sea.The UK Department for Transport awarded the contract to the ferry operator in order to prepare for “the possibility of severe congestion at and around UK ports from 29.3.2019, caused by increased border checks by European Union Member States”.As explained, a no-deal Brexit scenario could cause disruption at the Dover-Calais crossing to the supply of vital goods.Under the contract worth €47 million (USD 53.7 million), DFDS has agreed to provide additional capacity on Immingham – Cuxhaven, Immingham – Rotterdam, and Felixstowe – Rotterdam.The plan includes two further companies — Brittany Ferries and Seaborne Freight — and a total contract value for all three companies of GBP 103 million (USD 131.3 million).“As this is a matter for the UK Department for Transport to announce, we were unable to say anything on this before they had done so, and we also need to leave it to them to provide further details,” Henrik Tidblad, DFDS’ Commercial Fleet Director, said. Together with a team of internal and external resources he negotiated the contract.DFDS will secure the additional capacity primarily through moving around ships in its network and performing extra round trips.
Grand Cape Mountanians, the Tienne people in particular, had good reason to rejoice about the visit last weekend of Central Bank Governor J. Mills Jones.Not only did he pledge to build the county youth’s US$40,000 multipurpose palava hut. He also reassured the county’s business people–and poor people throughout the country–that the CBL would continue its loan program, through the empowering of microfinance institutions, in a determined and unrelenting (resolute) bid to lift Liberians out of poverty.The Governor, during his visit to Tienne, made the strongest affirmation yet of his determination to help reform and transform the direction of the Liberian economy, which continues to be dominated by foreigners. Said he, “We can’t be bystanders in our own economy and expect not to be poor. If we want to fight and win the war on poverty, we must go to our towns and villages where poverty is.”Our Business Correspondent George Kennedy quoted the Governor as going one step further: he challenged the people, Kennedy said, to “love your country and work hard to develop it.”We don’t know what prompted Governor Jones’ visit to Cape Mount, one of the least developed parts of Liberia. But Cape Mountains most certainly need a lift–many lifts, in fact. Visitors to CapeMount often complain that they can find nothing to buy there, not even a hand of bananas. Cape Mountainians to come to Duala to shop for vegetables, etc. Yet Cape Mount is potentially one of the nation’s greatest tourist attractions, with its clean and beautiful beaches, where foreigners flock every weekend to surf in the Atlantic; and where within a one-mile radius there is a mountain, a river, a lake and an ocean. Yet Cape Mount is one Liberia’s poorest spots. They really need help and we are glad the Governor went there.But Cape Mountainans should never forget the Governor’s three chief admonitions to them last week: first, love your country; second, work hard to develop it; and third, pay back your loans, so that others may benefit from the lending program.One other very important attribute Cape Mount possesses is green vegetation. Even Cape Mount’s outstanding son, Charlie B. Sherman, knew that when he developed an extensive oil palm plantation there in the late 1960s. That became the biggest agricultural investment the county had ever known. We don’t know what is happening to that plantation now, since Mr. Sherman has long departed. But at least he proved that something big could be done in agriculture in the county.So with all that rich land, why is Cape Mount poor, why is she not feeding herself. This is a question that puzzles many visitors, not just to Cape Mount, but all over Liberia. We have all this good land that God has given us as our heritage, and yet we are still poor and hungry. WHAT IS THE PROBLEM?So, Cape Mountainians, listen to the Governor: love your country, work hard and pay back your loans. One of the manifestations of love is to do everything possible to improve, expand, develop and enrich that whom or which we love. That is why men buy jewelry and perfumes for their women–to improve their beauty and appeal, to make them happy and more self-confident. That iswhat all of us Liberians should do for our country–improve, improve, improve Liberia, make her more beautiful, more productive, more self confident. We can do this by working hard, by being faithful to one another, in our daily interactions and in keeping our financial institutions solvent by paying back our loans. In this way more lending will be extended and more development will take place.Governor Jones’s personal commitment to Cape Mount and its youth–to build for them a US$40,000 all-purpose palava hut, clearly demonstrates that he is truly interested in Cape Mount. Can he help show them the way to successful farming, so that the people may start feeding themselves and sending vegetables and fruits to the Duala market to sell?We think this would be an important initiative–empowering Cape Mount’s farmers, for it was Government Jones who this very week told the nation, we have got to produce, if we want the Liberian dollar to compete successfully with the United States dollar.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)
The people who reportedly found the decomposed body of Yogindra “Steve” Ramkarran and burnt same one month ago without an investigation being conducted are yet to be charged.Acting Crime Chief Michael KingstonThe body of Ramkarran was found on July 4 and set alight by his co-workers after they were allegedly instructed to do so by their boss.Police had acknowledged that while Ramkarran’s cause of death was unknown due to the fact that his body was burnt before an autopsy could have been performed, the sawmill owner and a few others were hauled in for questioning into the circumstances surrounding the man’s death.However, despite repeated claims by the employees involved that they were instructed by their boss to burn Ramkarran’s body, the sawmill owner continues to deny such allegations.Following the revelation, acting Crime Chief Michael Kingston had said that a file had been sent for legal advice on the way forward in relation to the matter.Bur when contacted over the weekend, Kingston related that action is still to be taken pending the necessary advice.“No, I have not seen back that file but I do have a set of files on my desk that I am going through. I don’t know if the file is in this bundle. I do have a set of files on my desk when I check it I will see”.He had explained that upon receiving the report about the discovery of the man’s body, a detective was deployed to the area to investigate.Yogindra “Steve” RamkarranBut, due to the distance, it took some time for the police to arrive at that location.“Indeed, the body had begun to decompose. So, the police left to go and get assistance and when he returned with the assistance, that is what they had done [burn the body]. The police had no involvement in the burning of that body, none at all, the men in work said they were acting on the instruction of their employer [to burn the body] but he denied this.”As a result of this, the workers who burnt the body, along with their employer, were arrested and taken into Police custody for the mandatory 72-hour holding period as investigations were underway.“We are seeking legal advice. It is a matter of, it is one of these strange matters that we never really had to deal with before, so we had to seek legal advice. The file is presently with the legal adviser at the Director of Public Prosecutor’s chambers.”The acting Crime Chief stated that although it has been alleged that the ashes from the decomposed body belonged to Ramkarran, the necessary testing needs to be conducted to confirm same.The body was not completely burnt to ashes and, therefore, samples of the remains will be tested at the Guyana Forensic Science Laboratory (GFSL) to confirm the identity of the dead person.“We had a crime scene team that went up into the area, we took whatever bone sample was there and samples were also taken from the relatives. That is basically for DNA purposes, we will utilise the services of the (GFSL) lab unless they tell us that they are incapable. But for now, we will utilise the services of the lab and a file has already been compiled and sent for legal advice on this matter.”Thirty-four-year-old welder, Ramkarran of Number 72 Village, Berbice, was discovered dead by his colleagues about 100 feet from his camp.it was reported that the now dead man was allegedly consuming alcohol at a shop a short distance away from the camp on July 3 and after the business closed, he left to return to the camp. However, he was not seen again until his co-workers found his body the following morning. A photograph that was taken by a colleague showed what appeared to be a stab wound to his chest.Meanwhile, the now dead man’s sister, Somwattie, and other relatives are holding out that the man was murdered and his body was burnt to cover up evidence.
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ALAMEDA — The Raiders were back at work Monday, heads fitting nicely into their helmets despite the swell of positive publicity in light of their 5-4 record and having tied the AFC West leading Kansas City Chiefs in the loss column.It wasn’t so long ago that the Raiders,, coach Jon Gruden and G.M. Mike Mayock were punching bags on every network football show. The negative tone is changing. No less an authority than Deion Sanders offered his praise after the weekend results were in on the …
Related Posts sarah perez What it Takes to Build a Highly Secure FinTech … The above prices are what’s available to low-volume customers – the same customers who may have been considering Square’s reader instead. For high-volumne customers, there are different rates – a $12.95/month service fee; 1.7% for card swiped; 2.7% for key entered and 3.7% for non-qualified transactions, like corporate cards; and a $0.30 per transaction fee.GoPayment also offers no long-term contracts, cancellation, gateway or set-up fees, it says. One account can enable up to 50 users and works on iPhone, iPad, Android, BlackBerry, plus some Palm and Nokia devices.Merchants can accept a number of credit cards with the service, but additional fees apply when accepting cards other than Visa, MasterCard and Discover (like American Express or Diner’s Club cards).There is more than one type of hardware attachment available for use with GoPayment. Intuit partnered with Mophie for its iPhone reader, for example, the makers of iPhone battery-charging solutions like the Juice Pack. There are also Bluetooth-enabled readers and reader/printer combos available.*One important note: GoPayment is only offering a free account and free reader to those who sign up by mid-February, after which prices may revert back, although Intuit isn’t confiriming. Square To use ROAMpay, customers must contact their merchant account provider to see if they carry ROAMpay. If so, they will help you get signed up, which includes locating the appropriate hardware and downloading the $2.99 app from iTunes, if applicable. ROAMpay says this fee applies for any other phone that supports mobile apps, including Google Android devices and phones that offer Verizon Wireless’s Get It Now service. With ROAMpay, your normal payment processing fees apply. You can also use ROAMpay on your PC or Mac.If you don’t have a merchant account, ROAMpay can connect you with its Payment Partners.ROAMpay also promotes its security features – all payment info is double-encrypted as entered on the device and is never fully decrypted until it enters the payment gateway for processing by one of ROAM’s payment platform partners. No sensitive data such as card numbers, magnetic stripe information or security codes are stored on the mobile device. You can get an idea of PAYware’s fees, by checking out reseller’s pricing plans, like this one, which lists setup fees, monthly fees, per transactions fees, etc. For a more personalized quote, PAYware says t can go here for more info.Typically though, a setup fee of $49 and monthly fees of $20 to $30 apply, as do per transaction fees, which are either taken as a straight amount or a percentage. The reader may be offered for free, depending on the contract length. It’s usually sold for $139. The mobile application used along with the hardware is free.PAYware accepts Visa, MasterCard, American Express and Discover credit and debit cards.ROAMpayROAMpay, another mobile credit card device and app combo, is available for a number of phones, including the iPhone 3G/3GS/4, iPad, several Android devices, BlackBerry phones, select Nokia phones and many others. The Swiper hardware is available for several Android and Apple devices and BlackBerry.Merchants can accept Visa, MasterCard and Discover credit and debit cards, and others. Intuit’s top-competitor (that is, if you go by what tech journalists like to write about) is Square, the startup launched by Twitter co-founder Jack Dorsey. Like GoPayment, Square includes both a mobile app and a credit card reading device – a small, square-shaped device whose shape gives the company its name.Like GoPayment’s (temporary) offer, the reader is free and there are no monthly service fees. The swiped transaction fee is 2.75%, a bit higher than Intuit’s 2.7% but its per transaction fees are the same ($0.15/each). For keyed in transactions, the rate is 3.5% + $0.15.Square says there are no gateway, monthly, early termination or hidden fees and you can accept an unlimited number of payments without restrictions on either transaction size or number of transactions. Square deposits your first $1,001 of sales per week into your bank account immediately. Any remaining amount is transferred after 30 days.As a Square user, you can accept any U.S.-issued credit, debit, pre-paid, or gift card with a Visa, MasterCard, American Express or Discover logo.Unlike GoPayments, Square is currently available for iPhone and Android only (select devices only) – not BlackBerry.It should be noted, too, that Square is currently in a patent battle over the origins of its reader and the related patents. The company had previously run into a number of other issues, including production delays to compatibility issues with the iPhone 4.Verifone PAYware MobileLike the above, Verifone’s PAYware Mobile solution is a combination mobile app and optional reader hardware.The service works on any iPhone (3G/3GS/4) device, iPad or iPod Touch, but only manual entry is supported on the iPhone 4, iPad and iPod. The company says it has plans to expand to BlackBerry, Windows Mobile and Android in the future.The PAYware card encryption sleeve works on iPhone 3G/3GS only. This is PAYware’s key selling point, as it touts the end-to-end encryption it offers, which meets the same security standards used by ATMs and Point-of-Sale terminals. Other vendors, it says, support SSL only, a software-based encryption method.PAYWare also says the fees and fee structures will vary and doesn’t list them on its site. Its rates will be based on risk criteria categorized into “Qualified”, “Mid-Qualified” and “Non-Qualified” tiers, as is standard. Rates will also vary depending on the type of business and whether or not a transaction is swiped or keyed in, also typical. In addition, gateway fees for access to the PAYware Connect gateway are charged, too. Square, the mobile payments company launched in 2009 by Twitter co-founder Jack Dorsey, is the name most often bandied about in tech circles these days when it comes to talk of credit-card swiping attachments made for iPhone. But Square was never alone on the mobile payments battlefront, and now it has a new competitor backed by a well-known brand name: Intuit.Today Intuit is making its two-year-old premium GoPayment service free – a service which comes with a magnetic stripe reader attachment that hooks onto the iPhone, similar to the one Square offers.Intuit GoPaymentIntuit’s GoPayment’s offering is a combination of a mobile application and, optionally, a magnetic stripe reader that attaches to the phone. Intuit no longer charges the $13/month fee or charges for the reader attachment (previously $219) – it’s all free now*. But to make that possible, GoPayment takes a higher cut of the transactions with its new discount rate fee of 2.7% (before it was 1.7%). For key-entered and non-qualified transactions, the rate is 3.7%. In addition, $0.15 is charged per transaction. These fees are competitive with Square. Tags:#e-commerce#Features#mobile#Real World#web Role of Mobile App Analytics In-App Engagement Why IoT Apps are Eating Device Interfaces The Rise and Rise of Mobile Payment Technology
“This victory is so sweet,” said Catalan, who improved his record to 4-2. “I am excited about how the future will unfold as I continue my career in ONE Championship.”“It’s my fourth straight victory and who would’ve thought that I can accomplish this after I went though numerous trials that I encountered in the past. Four straight wins are quite a milestone for me on a global stage.”FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutoutCatalan scored a technical knockout victory over Xuewen (1-2), who’s 11 years younger than the Filipino, after raining down his fists 4:22 into the second round of their strawweight bout.Catalan peppered Xuewen, a natural Greco-Roman wrestler, with strikes and all the while matching up with his opponent in the grappling department. NEXT BLOCK ASIA 2.0 introduces GURUS AWARDS to recognize and reward industry influencers FILE – Rene Catalan has his arms raised after a stunning win. Photo from ONE ChampionshipFor a 39-year-old martial artist like Rene Catalan, having lived for almost four decades is already fraught with milestones.And yet Catalan still celebrated like a little kid when he won his fourth straight fight at ONE Championship after he knocked out Chinese Xuewen Peng in ONE: Kings of Courage at Jakarta Convention Center Saturday.ADVERTISEMENT Don’t miss out on the latest news and information. 2 ‘newbie’ drug pushers fall in Lucena sting Typhoon Kammuri accelerates, gains strength en route to PH Slow and steady hope for near-extinct Bangladesh tortoises Read Next Arellano coach braces for ‘tough’ stretch vs contenders Brace for potentially devastating typhoon approaching PH – NDRRMC LATEST STORIES Filipino athletes get grand send-off ahead of SEA Games PLAY LIST 01:27Filipino athletes get grand send-off ahead of SEA Games00:59Sports venues to be ready in time for SEA Games00:50Trending Articles01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City Catalan said his age disparity with Xuewen was enough to motivate him in his training camp.“I was motivated to improve and work on my grappling, he is a former champion of wrestling and much younger than me,” said Catalan.Xuewen won his first fight at ONE Championship through a brutal German suplex that knocked out Phat Soda in the first round back in November.“That was my drive coming into this bout. Indeed, my preparation for this bout was beneficial to my growth as a martial artist.”ADVERTISEMENT Kammuri turning to super typhoon less likely but possible — Pagasa John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding MOST READ Globe Business launches leading cloud-enabled and hardware-agnostic conferencing platform in PH View comments
MOST READ Don’t miss out on the latest news and information. FEU Auditorium’s 70th year celebrated with FEU Theater Guild’s ‘The Dreamweavers’ National Coffee Research Development and Extension Center brews the 2nd National Coffee Education Congress Church, environmentalists ask DENR to revoke ECC of Quezon province coal plant Ravena on joining PBA Draft: Only thing left to be done is pass application form Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Trump strips away truth with hunky topless photo tweet LATEST STORIES There was an “immediate familiarity” when the Celtics pitched Hayward on the team, he said in a conference call with reporters Friday after signing his four-year deal worth about $128 million. “It brought back memories of when I was being recruited in high school by Coach Brad. This time it’s at the next level.”Ten days after announcing that he had accepted the Celtics’ offer and agreed to leave Utah, Hayward officially joined a team that earned the No. 1 seed in the East last season and reached the conference finals.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsOne of the most coveted free agents of the offseason, the Celtics lured Hayward from the Jazz with a max contract and the chance to rejoin his college coach. At Butler, Stevens and Hayward were together for the first of the Bulldogs’ back-to-back NCAA championship game appearances in 2010.“It’s really an unbelievable thing to be sitting with a guy in your office when he’s 16 or 17 years old, and to again be sitting with him when he’s 27,” Stevens said. View comments Hotel says PH coach apologized for ‘kikiam for breakfast’ claim Lacson: SEA Games fund put in foundation like ‘Napoles case’ FILE – In this May 9, 2017, file photo, then-Utah Jazz forward Gordon Hayward talks to the media during the NBA teams end of season press conference in Salt Lake City. When it comes to the IRS, the dollars connected to a player’s contract don’t tell the whole story about how much he’s going to be making. Where a player choses to play _ the Boston Celtics or the Miami Heat _ could go a long way in determining how much money he ends up receiving. Robert Raiola, who includes many professional athletes among his clients in his role as director of sports and entertainment for the PKF O’Connor Davies accounting firm, cites former Utah Jazz forward Gordon Hayward’s recent deal with the Celtics as an example. (Kristin Murphy/The Deseret News via AP, File)BOSTON — Brad Stevens was just a week or so into his new job as Butler head coach when Gordon Hayward was his first recruit to visit.A decade later, they’ve been reunited with the Boston Celtics.ADVERTISEMENT Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ The Celtics needed to clear salary cap space to make room for Hayward, which they accomplished by trading guard Avery Bradley to Detroit and then waiving forward Jordan Mickey early Friday. “It’s been a long 10 days, hasn’t it?” Celtics basketball boss Danny Ainge said.Stevens said his pitch to Hayward, an All-Star last season for the Jazz who averaged 21.9 points, was more about the future than the past.“I talked about why this transition was so great for me and my family, and also how hard it was to initially make the transition,” Stevens said. “I tried to keep it much more focused on the now than our relationship 10 years ago.”It’s the second straight summer the Celtics have landed a big free agent: Last year, theybrought in Al Horford (and made a pitch to Kevin Durant, as well). That helped them reach the Eastern Conference finals, where they were eliminated by Cleveland in five games.The Celtics also had the No. 1 overall pick in the draft, which they traded for the third pick — Duke forward Jayson Tatum — and another first-rounder, likely next year.ADVERTISEMENT El Nido residents told to vacate beach homes “I feel like our team is in a better position than last year,” Ainge said.Landing Hayward was not only a coup for the Celtics, but for the Eastern Conference as a whole. This summer has seen West teams load up to try to defeat the Warriors, and the vast majority of high-profile roster moves have occurred in the East.Hayward will wear the same No. 20 he wore at Butler and Utah. It was last worn in Boston by Ray Allen during the New Big Three era that helped the franchise win its unprecedented 17th NBA title.“The last seven years playing for the Jazz was something that I’ll never forget. I want to thank them for everything they gave me,” Hayward said. “There was just something different about Boston, different about being a Celtic, a different feeling about being a Boston Celtics, that won me over.”Sports Related Videospowered by AdSparcRead Next